Earthquake and Flood Insurance
Virtually everyone understands the importance of insuring property against natural disasters such as earthquakes and floods. These devastating events have the potential to produce immense damage that exceeds many people’s imagination, preparation and insurance coverage. Community associations in all areas, not just high-risk locations, must take the appropriate actions to protect owners’ investments and help ensure speedy recovery from any damages caused by earthquakes or floods.
The experienced team at LaBarre/Oksnee brings an extra level of service and expertise to community associations by using industry-approved hazard models that allow us to accurately assess potential losses from earthquakes and floods. With our thorough understanding and proven methodologies of how to properly calculate damage by location, we can give our clients valuable guidance to insure for adequate replacement costs. But we don’t stop there. LaBarre/Oksnee works with several “A” rated carriers, and we will aggressively negotiate the right coverage at the lowest possible rate for our association customers.